Third-party insurance may keep you legally compliant, but it doesn’t shield your own vehicle when an accident, storm, fire, or theft strikes. That’s where Own Damage Insurance becomes essential. It covers repair or replacement costs for your vehicle when it’s damaged, stolen, or impacted by natural or man-made events. Whether bought as a standalone cover or paired with an existing third-party policy, Own Damage Insurance ensures you’re never left facing unexpected losses on your own.