Directors & Officers Insurance
Protect your leadership, secure your future!
Legal defense coverage
Personal asset protection
Employment practice liability
Settlement coverage
Board member protection
Regulatory action coverage
Protect your leadership, secure your future!
Legal defense coverage
Personal asset protection
Employment practice liability
Settlement coverage
Board member protection
Regulatory action coverage
Directors and Officers (D&O) Insurance is a specialized liability policy designed to protect company leaders including directors, officers, and key decision-makers against legal claims made for actions or decisions taken while managing the business.
It provides financial coverage for legal defense costs, settlements, and compensation if executives are accused of negligence, mismanagement, breach of duty, or other wrongful acts. This policy ensures that leaders can perform their duties confidently, knowing they're safeguarded from personal financial losses resulting from lawsuits or regulatory actions.
Executives may face allegations or lawsuits due to:
This policy is vital for any organization with a formal management structure or advisory board whether public, private, or nonprofit.
Directors and Officers Insurance is recommended for:
Publicly listed companies with shareholder accountability.
Private firms with investors, partners, or advisory committees.
Startups and SMEs seeking to attract senior executives or board members.
Nonprofits and associations where leaders make governance or financial decisions.
By securing D&O coverage, businesses demonstrate strong governance, financial responsibility, and a commitment to protecting their leadership team from unforeseen legal and financial exposures.
In any organization, directors and officers play a crucial role in decision-making, compliance, and governance. However, their responsibilities also expose them to personal legal risks if stakeholders such as shareholders, employees, clients, or regulators allege mismanagement or wrongful acts.
Even when decisions are made in good faith, corporate leaders can face lawsuits for breach of duty, negligence, misrepresentation, or employment-related misconduct. Defending such cases can be expensive and time-consuming, potentially impacting both individual executives and the organization's reputation.
A Directors and Officers (D&O) Insurance policy provides a financial shield by covering legal defense costs, settlements, and compensation claims. It ensures that leaders can perform their duties confidently, without the fear of personal financial loss due to unforeseen legal challenges.
Knowing the inclusions and exclusions ensures your leadership team gets the right protection without unexpected gaps.
Covers Directors and officers for claims where the company refuses to or is financially unable to pay for loss and the Directors and officers have to protect themselves, against demands, legal suits, allegations
DCovers company under Employment practice liability (EPL) from wrongful acts arising out of allegations and legal suits related to employment process or inappropriate workplace conduct such as sexual harassment, gender or caste discrimination, retaliation, defamation, failure to promote, etc.
Impact damage of any kind, i.e. damage caused by impact of, Covers costs incurred by the insured company in defending such individual against losses.falling trees, aircraft, wall etc.)