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Third-party liability coverage
Legal defense costs
Bodily injury protection
Property damage coverage
Product liability protection
Advertising injury coverage
Comprehensive General Liability Insurance protects your business from financial losses due to third-party claims such as injury, property damage, or accidental harm caused by your operations, products, or premises.
It also covers legal defense costs and compensation expenses, ensuring your company stays financially secure during unexpected incidents. Whether it's a customer injury, product-related issue, or accidental damage, CGL insurance helps safeguard your business reputation and stability.
This policy is ideal for small, medium, and large businesses that interact with clients, customers, or the public. It's especially useful for:
Manufacturers and traders
Retail stores and offices
Service providers and contractors
If your business faces any kind of third-party risk, a CGL policy ensures peace of mind by covering legal and compensation costs letting you focus on growth, not liability.
Comprehensive General Liability (CGL) Insurance protects your business from third-party claims such as:
This policy covers legal costs, compensation, and related expenses, ensuring your business continues running smoothly even in case of unforeseen liability issues. It's a smart safeguard for long-term business stability and peace of mind.
Knowing the inclusions and exclusions ensures your business gets the right protection without unexpected gaps.
It protect the insured against their legal liability towards third parties (the customers) for accidents resulting bodily injury, personal damage, advertising injury and loss to tangible property of the visitors caused by the business operations or finished products that occur in the premises or other premises wherever their business operations are conducted.
If you or your business is being sued for any losses caused to the third party then the insurance company will incur all the expenses of investigating officers and lawyers.