One unexpected turn on the road can lead to legal and financial trouble even if you weren’t at fault. Third Party Car Insurance protects you from liabilities arising from injury, death, or property damage caused to others. Mandatory by law and essential for responsible driving, this cover ensures that a sudden accident doesn’t disrupt your life or drain your savings.
Third party car insurance is the basic and mandatory form of car insurance in India. As per the Motor Vehicles Act, 1988, every vehicle owner must have at least third-party liability insurance to legally drive on Indian roads.
This type of insurance covers the policyholder against any legal liability arising from death, bodily injury, or property damage to a third party caused by your vehicle. However, it does not cover damages to your own vehicle.