BuyVima Terms & Conditions

1. Introduction

BuyVima provides a digital platform that connects users to insurance products and related wellness services. BuyVima acts only as an intermediary—insurance contracts, claims handling, and policy obligations remain the responsibility of the respective insurers.

• Health Insurance
• Motor Insurance
• Travel Insurance
• Brain Wellness Programs
• Fire and Other Property Insurance

2. Eligibility

• You are at least 18 years of age.
• You are legally capable of entering into binding contracts.
• You will comply with all applicable laws and regulations.

3. User Accounts

• Certain services may require account creation with accurate and current information.
• You are responsible for safeguarding login credentials and activities under your account.
• BuyVima is not liable for loss or damage arising from unauthorized access caused by your actions or omissions.

4. Use of Services

Our Services must be used for lawful purposes only. Users may not:

• Misuse, disrupt, or interfere with the platform.
• Attempt to gain unauthorized access to other users’ accounts or data.
• Copy, reproduce, or redistribute platform content without permission.

5. Insurance Products and Advice

• BuyVima offers information, comparisons, and guidance but does not guarantee policy approval or claim settlement.
• Users must independently review policy documents issued by insurers.
• All coverage, premium, and policy decisions remain the user’s responsibility.

6. Payments and Refunds

• Payments processed through BuyVima use secure payment gateways.
• Refunds are governed by the respective insurer’s policies.
• BuyVima only issues refunds when required by law or expressly permitted by the insurer.

7. Intellectual Property Rights

All logos, designs, graphics, text, software, and other content belong to BuyVima or its licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.

8. Limitation of Liability

• BuyVima provides guidance tools but is not liable for direct or indirect losses arising from insurance decisions.
• BuyVima is not responsible for errors, omissions, or delays in information provided by insurers.
• The platform may experience technical failures or interruptions for which BuyVima is not liable.

9. Indemnification

You agree to indemnify, defend, and hold harmless BuyVima, its affiliates, officers, and employees against any claims, damages, or losses arising from your use of the platform or violation of these Terms or applicable laws.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts located in Pune, India.

11. Modifications to Terms

BuyVima may update these Terms at any time. Users will be notified of material changes, and continued use of the Services constitutes acceptance of the updated Terms.

12. Contact Information

For questions regarding these Terms, reach us at: