Bharat Griha Raksha Policy
Spot Risks. Stop Losses
Virtual Risk Assessment
Comprehensive Safety Audits
Ultrasonic Leak Detection
IoT Monitoring & Alerts
Electrical Risk Checks
Tailored Industry Solutions
Spot Risks. Stop Losses
Virtual Risk Assessment
Comprehensive Safety Audits
Ultrasonic Leak Detection
IoT Monitoring & Alerts
Electrical Risk Checks
Tailored Industry Solutions
The Bharat Griha Raksha Policy protects your building and household property against financial loss, damage, or destruction caused by insured events.
This includes coverage for home contents such as electronics, furniture, appliances, and personal belongings.
Optional add-ons are also available, including coverage for valuable contents and personal accident protection for the insured and spouse.
You can easily compare and purchase this policy through BuyVima from trusted insurers.
BuyVima helps you compare and select policies from top insurers that offer:
Expertise in risk assessment and protection for homes and housing societies
Advisory and support for safety measures and claims assistance
Hassle-free claim support and quick documentation
Financially strong insurers that ensure timely claim settlements (up to ₹5 lakhs within 10 days for eligible cases)
Your home or housing society faces risks from fire, theft, and natural calamities. Protect your property and belongings with comprehensive coverage.
A single fire incident or theft can destroy years of accumulated belongings and home contents, causing devastating financial losses that may take years to recover from.
Fire incidents cause significant property damage annually
Floods, storms, earthquakes, and other natural calamities can strike unexpectedly, leaving your home vulnerable and causing extensive damage to both structure and contents.
Natural disasters cause significant home damage annually
Without insurance, recovery costs can be overwhelming. Protect your home, building, and valuable contents with comprehensive coverage that ensures peace of mind and quick recovery.
Protect your home and belongings with one comprehensive policy
Bharat Griha Raksha Policy helps safeguard your home, building structure, and household belongings from unexpected fire-related losses, theft, and natural calamities. A well-chosen plan ensures financial security and supports quick recovery, so your home stays protected.
Covers your building structure and household belongings including electronics, furniture, and appliances against loss, damage, or destruction
Add valuable contents coverage and personal accident protection for insured and spouse to customize your policy
Compare Bharat Griha Raksha plans from multiple leading insurers and choose the best coverage for your home
Here's a summary of inclusions and exclusions applicable to this policy (as offered by leading insurers through BuyVima). Below are standard inclusions and exclusions. Actual coverage may vary by insurer, and BuyVima helps compare these details. Knowing the inclusions and exclusions ensures your home gets the right protection without unexpected gaps.
Fire
lightning
Storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood, and inundation
Forest fire, bush fire, jungle fire
Missile testing operations
Acts of terrorism
Bursting or overflowing of water tanks, apparatus, and pipes
Theft within 7 days from the occurrence of and proximately caused by any of the above insured events
Explosion or implosion
Earthquake
Subsidence of the land on which your home building stands, landslide, rockslide
Impact damage of any kind, i.e. damage caused by impact of, or collision caused by, any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.)
Riot, strike, malicious damages
Leakage from automatic sprinkler installations
FAQs About Bharat Griha Raksha Policy
BuyVima answers the most common queries to help you understand coverage before buying.